Partner Program
UrPay's white-label PAYFAC infrastructure lets software platforms, POS vendors, and enterprise groups offer a fully branded payments experience to their clients — without regulatory complexity, without building a payments team, and without losing the revenue.
Why Partner with UrPay
UrPay provides everything you need to monetise payments across your customer base — acquirer relationships, compliance, settlement, and reporting — under your brand.
Earn a meaningful share of every transaction processed through your platform. No setup fees. Revenue scales directly with your merchant base volume.
Your brand, your portal, your merchant communications. UrPay operates invisibly in the background — from onboarding to settlement to dispute management.
API-first architecture. Go from sandbox to live in weeks, not months. Pre-built merchant onboarding flows, KYB, and compliance checks — all handled.
Multi-switch redundant infrastructure means your merchants get the best routing, best uptime, and best rates — without you needing to manage acquirer relationships.
One settlement file. One reconciliation report. Card present, card not present, and NPP all consolidated — broken down by scheme, merchant, and period.
Native NPP/PayID, dynamic surcharging, eftpos acceptance, and compliant processing across both markets. UrPay understands Australia and New Zealand because it was built here.
How It Works
UrPay's partner onboarding is designed to move fast. A single integration covers every payment type your merchants need — now and in the future.
Agree on revenue share, branding requirements, and the scope of your partner integration. NDA and commercial terms within days.
Full sandbox environment with test credentials. Comprehensive REST API documentation and a dedicated integration engineer during build.
Portal branded to your specifications. Merchant-facing flows, email templates, and reporting all configured to match your brand identity.
Compliance sign-off, acquirer approval, and live merchant onboarding. UrPay handles all back-office operations from day one.
What's Included
Every UrPay partner gets access to the complete payments infrastructure — not a subset of features or a gateway-only integration.
Who We Work With
UrPay's partner program is designed for organisations that want to embed payments as a revenue stream — not just offer it as a feature.
Embed acquirer-agnostic payments directly into your software. Replace third-party payment integrations with a white-label stack your customers see as your product.
Centralise payment operations across your entire network. Single reporting, unified settlement, consistent surcharging — regardless of how many locations or brands you operate.
Add a payments revenue stream to your existing financial services offering. UrPay's PAYFAC licence and infrastructure handles the complexity — you own the relationship.
Move your merchant base to a modern, profitable payment infrastructure. Better economics, better technology, and a partner that invests in your growth.
Split payments, hold funds, and settle to multiple parties — all from a single integration. NPP-native real-time settlement makes you faster than the competition.
Compliant payment acceptance across all channels, with the reporting and accountability frameworks that government and regulated entities require.
Developer & API
UrPay's REST API gives you a single integration point for card present, card not present, NPP, and Pay by Link. Webhook-driven, real-time, and built for modern software architectures.
Comprehensive REST API docs with code samples in Python, Node, PHP, and Ruby.
Full test environment with simulated terminals, webhooks, and settlement flows. No live funds required.
Transaction events, settlement notifications, and dispute alerts delivered instantly to your endpoint.
Ready to Partner
Whether you're exploring white-label payments for the first time or ready to migrate an existing portfolio, our partnerships team will walk you through the commercial and technical path from day one.
Or call our partnerships team directly — 1800 008 772